Wondering how Brexit will affect your motor insurance?

Brexit and your policies

Let’s start with Brexit and your policies

Now Britain has left the EU, you might have some questions about how any changes could affect your insurance.

Most of our policies are not affected by Brexit, but if you’re planning to drive to or from Europe you’ll find there are some changes.

As of 1 January 2021, if you’re planning to use your vehicle abroad (including to the Republic of Ireland), you must request a Green Card to demonstrate that you’ve appropriate insurance cover in place. The information provided below sets out how you’re able to request a Green Card from your Broker, in addition to responding to some of the more frequently asked questions that you may have.

How do I request a Green Card?
If you’re planning to drive in the EU, you should contact your broker at least 30 days ahead of your intended travel date to request a Green Card. This will allow your Broker ample time to issue you with the necessary documentation.

Is it possible to obtain and use a digital Green Card?
At this stage it’s not possible to use a digital Green Card, however following advice from the MIB changes have been made to Green Cards which should help improve the process of obtaining them in the future.

  • Green Cards can now be printed in black ink on ordinary white paper by you, or your broker
  • Green Cards can now be printed either double, or single sided
  • A Green Card can now be sent out electronically to you, although you must print and carry a hard copy when travelling abroad


Will I need a Green Card to travel to the Republic of Ireland?
Yes. You should request this from your Broker at least 30 days before your intended travel date.

I plan to tow a caravan/trailer when I travel to the EU – will this need to show on my Green Card?
If you’re towing a caravan or trailer, you’ll need to request two Green Cards from your Broker, one for your car and one for your caravan or trailer. 

Will my home policy be affected by Brexit? 
Please note that your home insurance policy with us will not be affected by Brexit.

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